Yes I'm currently living here in Sacramento

Looks like a lot of Bay Area here, which is great!

Been here all my life and never heard it referred to as Bay Area. Although it does seem like half of the people here are FROM the Bay Area

The intent of the private utility companies is to maximize their profits in any manner that they can get away with. They have been profiting from buying electricity and fossil gas and reselling it to retail customers. They want to protect their monopoly and will do anything to prevent private homeowners from generating their own power.

My local solar dealer told me that the utility company treats even adding more panels to an existing system as a brand new system. The Center for Biological Diversity and two other environmental organizations have filed suit against the California PUC to halt the move to NEM 3.0.

The beauty of capitalism is that a very few profit enormously at the expense of the many. Services degrade and costs go up whenever a public resource (like the sun) is privatized.

If you utility is one of the CA I.O.U.'s what your dealer told you is partially correct.
You can add 10% STC wattage to your system up to 1 STC kW whichever is larger without changing your NEM agreement with the POCO.
Coop and other POCOs often follow the I.O.U. rules imposed on them by the CPUC, but not always.
Rather than trusting what a peddler says, I'd get the info from the horse's mouth and call my POCO.

I missed the from in my hasty typing--that's what I meant.

Hbu? wer u from?

San Mateo county.